This eggless banana cake with cream cheese frosting is a delightful homemade treat that’s incredibly easy to make using basic pantry staples—no fancy ingredients required. It’s a quick and fuss-free recipe, yet the results are anything but ordinary. Despite being egg-free, the cake turns out unbelievably soft, tender, and fluffy with a wonderfully moist crumb. Each bite bursts with the natural sweetness and comforting flavor of ripe bananas, making it an ideal dessert or snack for banana lovers.
What truly takes this cake to the next level is the luscious cream cheese frosting. Silky, smooth, and decadently rich, the frosting perfectly complements the subtle banana flavor without overpowering it. Its slight tang balances the sweetness of the cake, creating a well-rounded and irresistible bite every time.
While you can choose to sprinkle chopped walnuts or pecans on top for added crunch and texture, I personally prefer to enjoy it as-is—plain and simple—so that the pure banana flavor shines through. Whether you serve it for a casual afternoon tea, a special celebration, or simply as a sweet ending to a meal, this eggless banana cake is sure to impress everyone, even those who don’t follow an egg-free diet.

You’ll Love This Cake
- Perfectly Cakey Texture Without Eggs: Unlike the denser texture of traditional banana bread, this eggless banana cake boasts a soft, fluffy, and delightfully airy crumb. Despite having no eggs, it achieves a tender and moist consistency that rivals — or even surpasses — classic cakes. The batter rises beautifully in the oven, resulting in a light and pillowy cake that feels truly indulgent with every bite.
- Rich Banana Flavor in Every Slice: This cake is packed with the unmistakable, natural sweetness of ripe bananas, delivering a deep, comforting banana essence throughout. It’s not just a hint of flavor — the banana truly shines here, making each bite fragrant, flavorful, and irresistibly delicious.
- Velvety Cream Cheese Frosting: This luxuriously smooth and rich frosting delivers the perfect balance of tang and sweetness, wrapping the cake in a creamy embrace that elevates every bite to pure indulgence. It’s perfectly balanced — not overly sweet, with just the right amount of tanginess that cuts through the richness of the cake. The creaminess pairs beautifully with the banana base, creating a delightful contrast in flavor and texture that elevates the overall experience. This melt-in-your-mouth frosting blends seamlessly with the cake, bringing every layer together in a symphony of flavor and texture that feels effortlessly harmonious.
Ingredient Notes
- Ripe Bananas: The secret to a truly irresistible banana cake begins with choosing perfectly ripe bananas. Always go for perfectly ripe bananas—those with bright yellow peels speckled generously with brown spots. These bananas are naturally sweet, soft, and easy to mash, which results in a smoother batter and richer banana flavor in the final cake.
- Avoid Overripe or Unripe Bananas: While ripe bananas are ideal, it’s important not to use bananas that are too far gone. If the banana peels are black and the flesh inside is watery or fermented-smelling, it’s best to discard them.
- These overly ripened bananas can give the cake an unpleasant odor and overpowering flavor. On the other hand, using under-ripe bananas is also a no-go—they are firm, starchy, and difficult to mash properly, resulting in a lumpy batter with uneven sweetness and texture.
- Milk: For the best results, use full-fat whole milk. It adds richness and enhances the moistness of the cake. Low-fat or skim milk may make the cake drier and compromise the creamy, tender crumb that makes banana cake so satisfying.
- Oil: Opt for a neutral, flavorless oil—such as canola, vegetable, or sunflower oil—to maintain the spotlight on the banana’s natural sweetness. Good choices include avocado oil, canola oil, vegetable oil, safflower oil, or corn oil. These oils keep the cake soft and moist without interfering with the natural sweetness of the bananas. Avoid using oils with a strong taste (like olive oil or coconut oil) unless you intentionally want to add those flavors to your cake.
Step-by-Step Photo Instructions
Preparation:
- Preheat the broiler to 350°F (180°C) for at slightest 10 minutes.
- Grease a 9-inch circular cake skillet with butter or oil. Or splash with nonstick cooking shower. Keep it aside.
1) Start by preparing the dry ingredients. In a spacious mixing bowl, bring together all-purpose flour, white granulated sugar, baking soda, baking powder, and a small pinch of saltThese ingredients form the base of your cake and need to be well-mixed to ensure even distribution of the leavening agents and sweetness throughout the batter.
2) Whisk the dry ingredients thoroughly. This step is important because it helps break up any lumps in the flour and ensures that the baking soda and baking powder are evenly spread, which is essential for a well-risen and soft cake.

3) Now prepare the bananas. Select bananas that are fully ripe, with plenty of brown speckles on the peel. These bananas are naturally sweeter and more flavorful, making them ideal for a rich and moist banana cake. Peel and mash them well using a fork or potato masher until smooth. Measure out ¾ cup of the mashed banana and set it aside.
4) Move on to the wet ingredients. In a separate large bowl, add the mashed banana along with the rest of the wet ingredients—milk (you can use plant-based alternatives like almond or soy milk), any neutral-flavored oil (like sunflower or canola), pure vanilla extract, and a small amount of vinegar. The vinegar helps activate the baking soda and contributes to a light, fluffy texture.
5) Whisk the wet mixture thoroughly. Using a hand whisk or electric beater, mix until the oil is fully emulsified into the banana mixture and everything is evenly blended. This step guarantees a smooth, consistent texture and evenly balanced flavor throughout the cake batter, setting the foundation for a perfectly baked banana cake.
6 ,7) Presently include dry flour blend. Begin blending with a whisk and midway through switch to a spatula and crease everything together. Do not overmix.
8) Pour the batter into the arranged cake skillet. Indeed out the batter utilizing a spatula.

9) Heat into the preheated stove for 32-35 minutes. Or till the toothpick embedded in the center of the cake comes out clean. Expel it from the stove and let it cool in the pan for 5 minutes.
10) At that point rearrange in on the cooling rack. Let it cool down completely.
11) Interim make the cream cheese icing. Detail enlightening in the recipe card below.
12) Once the cake is cooled totally. Apply the icing on best and sides. Cut and serve.

Expert Tips
- Use Perfectly Ripe Bananas: For the richest banana flavor and natural sweetness, choose bananas that are deeply ripened with plenty of brown spots on the peel. These spots indicate high sugar content, which enhances the overall taste of your cake. However, steer clear of bananas that are entirely black or leaking, as they may be overly fermented or rotting, which can negatively impact the flavor and texture.
- Don’t Skip the Salt: Even in sweet recipes like banana cake, a small amount of salt plays a big role. It balances the sweetness, sharpens the flavors, and prevents your cake from tasting bland or overly sweet.
- Add a Hint of Spice: If you enjoy warm, cozy undertones in your cake, consider adding ½ teaspoon of ground cinnamon to the batter. This simple addition complements the banana flavor beautifully and adds a subtle depth that makes every bite more inviting.
- Top with Toasted Walnuts: For extra texture and a nutty crunch, lightly toast and chop some walnuts, then sprinkle them generously over the cream cheese frosting. It not only adds flavor but also elevates the cake’s presentation with a rustic, bakery-style look.
- Great for Gatherings: Planning to serve a crowd? Simply double the recipe to create a stunning two-layer cake. It’s ideal for birthdays, potlucks, or festive occasions where one layer just isn’t enough. Don’t forget to spread the cream cheese frosting generously between the layers for extra indulgence.
- Proper Storage is Key: Since the frosting is made with cream cheese, any leftover cake should be stored in the refrigerator to prevent spoilage.Store the cake in a tightly sealed airtight container to preserve its moist texture and protect it from soaking up any strange or overpowering odors that may linger in the refrigerator. When ready to serve again, allow it to sit at room temperature for 10–15 minutes for the best flavor and texture.
Notes
If you enjoy the warm, comforting aroma and taste of cinnamon, consider enhancing your banana cake by adding ½ teaspoon of ground cinnamon to the batter. It blends beautifully with the natural sweetness of bananas and brings a cozy depth of flavor to every bite.
For a delightful crunch and a touch of nutty richness, feel free to sprinkle chopped and toasted walnuts over the top of the cream cheese frosting. Not only do they add texture and contrast, but they also complement the banana and cinnamon flavors wonderfully.
To lighten the cake further, you can swap out regular dairy milk for a plant-based alternative such as almond milk, oat milk, or soy milk. This not only makes the cake suitable for those following a vegan lifestyle, but it also aligns with Ayurvedic principles, which suggest avoiding the combination of bananas and dairy milk due to its potential to disrupt digestion.
Planning to serve a crowd? Simply double the recipe and create a stunning two-layered eggless banana cake. It’s an ideal choice for parties, family gatherings, or celebrations, and it looks as impressive as it tastes—soft, moist, full of banana flavor, and completely egg-free.
